Employee benefit design & integration
You can count on Financial Brokerage Services to provide the full range of employee benefits:

• Medical, dental, vision & prescription-drug coverage
• Life, accidental death & dismemberment coverage
• Short & long term disability coverage
• Medical & dependent care reimbursement plans (FSA)
• Health Savings Accounts (HSA)
• Health Reimbursement Accounts (HRA)
• Premium Only Plans (POP)
• Group & individual long term care insurance
• International Travel Medical Insurance
• Employee Assistance Programs
• Voluntary & cafeteria programs
• And more

Retirement & wealth management
Financial Brokerage Services can also provide retirement and executive compensation plan design, implementation and monitoring. We offer:

• 401(k) and Profit Sharing plans
• Money Purchase plans
• Deferred compensation plans
• Supplemental executive retirement plans
• Individual investment advisory services
• Death Benefit Only plans
• Stock option plans
• Phantom Stock Option plans and more
  

Securities offered through MHA Financial Corp, member FINRA, MSRB & SIPC

Claims Representation and Administration Support Services
FBS's experienced support staff provides timely, accurate, and resourceful support for claims and administration issues. Our customer-focused approach makes us an "outsourced" extension of each client's HR department. We provide clients with a dedicated team, freeing them from the day-to-day hassles and headaches of benefit administration, so they can do what they do best - grow their businesses.

Complementary Access To Our Employment Practices Attorney
To help make sure you take prudent steps to address workplace issues, FBS offers a complementary 2 hour consultation with our employment practices attorney. When you have an employment-related question, our attorney can help guide you through the proper steps with respect to personnel issues, answer employment-related legal questions, and identify the best approach for documenting and resolving workplace issues or disputes.  Advice can be helpful for:

• Defense of Title VII, EEO and civil rights claims directly and through Employment Practices Liability Insurance (EPLI), in arbitration and before state, federal and administrative tribunals nationwide
• Defense and enforcement of restrictive covenants, employee duty of loyalty and wrongful discharge claims throughout Virginia, Maryland and D.C.
• Advice to the Human Resources Manager on hiring, employee discipline and termination
• Investigations of employee claims, including sexual harassment allegations
• Preparation of Personnel Policies compliant with state & federal requirements
• Preparation and review of Employee Manuals including workplace audits & due diligence, employment agreements and Stock Option Plans
• Preparation and review of Confidentiality, Non-Competition and Non-Solicitation Agreements
• Negotiation and advice regarding fair compensation, employment agreements, noncompetition and severance agreements for Senior Employees & Executives and exit strategies.
• Employee Downsizing and Mass Layoffs

The first two hours are on us, but if you elect to retain our attorney for additional work, her normal hourly fee will be discounted.