Life Insurance

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Whether you’re just starting out or enjoying your prime working years or you have accumulated a substantial estate you wish to protect, life insurance is generally a wise financial investment. Life insurance planning is a caring way to ensure your loved ones and/or your favorite charity will always be provided for financially. The good news is that life insurance is often surprisingly affordable.

Get the Facts from Experienced Virginia Life Insurance Agents

A wide variety of plans are being offered today. Financial Brokerage Services can assist you in reviewing your insurance needs, and help you determine which kind of life insurance is best for you.

There are two basic types of life insurance – term and whole life – along with some combinations and variations. We’ll compare similar policies from different companies to find which one is likely to give you the best value for your money. It’s vital to do more than just compare premiums. We’ll help you examine these considerations before making a decision:

  • Do premiums or benefits vary from year to year?
  • How much cash value builds up under the policy?
  • What part of the premiums or benefits is not guaranteed?
  • What is the effect of interest on money paid and received at different times on the policy?
  • How will your health affect the premiums?
  • Should you drop an existing life insurance policy to buy a new one?
  • What is the most tax efficient way to own a policy?

After you choose a product, we can also provide future reviews of your life insurance program to keep up with changes in your income and needs.

Call to Gain Peace of Mind for You & Your Loved Ones
Nobody knows what will happen in the future, but a good Virginia life insurance policy can give you the assurance that your loved ones will remain financially stable even if you’re not around. It’s a simple way to show you care. For a no-obligation quote on life insurance, call Financial Brokerage Services today at (301) 320-2000.