One of the employee benefits programs that we at Financial Brokerage Services (FBS) design is retirement plans. A trusted Maryland financial advisor can help you navigate through an array of retirement plan options that maximize your business’ savings and secure your employees’ future, and that’s exactly what out team of experienced financial advisors in Maryland and DC do.
We believe that it is a good idea to rebalancing retirement plan allocations at least every 12 months. This discipline helps keep your asset allocation on track and allows you to keep the old adage “buy low, sell high”. When you rebalance, you are selling your high-priced investments and buying more of your lower priced investments.
At FBS, we can help you process your retirement plan rebalancing. We can design an employer retirement plan with automatic rebalancing, which makes it easier for you to stay on target asset allocation. We can also create target date funds, which provide this same option as part of their simple, hands-off approach.
As a trusted Maryland and DC financial advisor, we will go beyond the one-size-fits-all approach to analyze and streamline your unique retirement plan needs. Aside from helping you rebalance your retirement plans, we will also assist you in other areas of retirement planning, such as documentation and record keeping. We will also help customize your investment options, as well as provide employee education and technology resources on retirement planning for your company.
Our full-service employee benefit design, financial planning, and wealth management services also extend to other employee benefits programs that your company needs. We can help you select health benefits that increase your employees’ compensation package while help generate a business tax deduction to reduce the cost of the insurance coverage. We can also assist you with turnkey design, implementation, and support services for ancillary benefits. Additionally, we provide international travel insurance options to protect yourself and your employees when travelling abroad.
Aside from designing employee insurance plans, we offer a complimentary two-hour consultation on employee-related questions with our employment practices attorney. We also have an online HR360 Human Resources Library, which provides a wide range of completely downloadable documents on employment laws, posters, interactive HR tools, and a lawyer-reviewed sample employee handbook.
When you need custom financial solutions for your unique circumstances, you can count on the expertise of Financial Brokerage Services. Visit us at www.FinancialBrokerageServices.com to ensure that your employee plan functions properly and in compliance with the federal and state laws.
Financial Advisor Maryland
Rebalance Retirement Plan Allocations
o In general, it’s a good idea to rebalance your portfolio at least every 12 months. This discipline helps you keep your asset allocation on track and also allows you to keep the old adage “buy low, sell high”. When you rebalance, you are selling your high-priced investments and buying more of your lower priced investments. Some employer retirement plans offer automatic rebalancing, which makes it easier to stay on target. Target date funds also offer automatic rebalancing as part of their simple, hands-off approach.